TERMS OF USE for the R.E.G.A.R. Investment Management Inc. representatives web access

You should carefully read the present terms of use ("Terms of Use") before using our website (representatives access). While surfing on R.E.G.A.R. Investment Management website, you recognize, acknowledge and accept all the Terms of Use set forth herein.

The present Terms of Use constitutes a binding legal obligation between you and R.E.G.A.R. Investment Management. This Agreement is effective for an indeterminate period as of the time you first access our website. Only we, at our sole discretion and without any notice, can modify the present Terms of Use.

If you do not agree with the Terms of Use, please do not browse or consult the contents of R.E.G.A.R. Investment Management representatives website. You are responsible for regularly reviewing these Terms of Use and Privacy Statement.

General remarks

We make no guarantee as to the availability of present website. We reserve the right to interrupt them at any moment, at our sole discretion and that without notice. We assume no responsibility for any prejudice or drawback resulting from the termination or interruption of present website.

Use of site

The information in this site is only intended for your business with R.E.G.A.R. Investment Management, and for the purpose of servicing your existing and prospective clients.

You may display the website and, subject to any expressly stated restriction or limitation relating to specific content, electronically copy, download and print hard copy portions of the content from the various areas of the website exclusively for your business relationship with R.E.G.A.R. Investment Management.

ID theft or impersonation of others, including our employees, hosts, or representatives or other members or visitors of the present websites or of our interactive services is prohibited.

At all times, the password used by you to obtain access to this web site is the sole and exclusive property of R.E.G.A.R. Investment Management. R.E.G.A.R. Investment Management grants you a license to use the password, subject to the terms and conditions set out in this agreement. If you disclose your password to any individual, you will be held responsible for that person's actions with respect to the password.

Without limiting the generality of the foregoing, you are expressly prohibited from: (a) the co-branding or reproduction in part or in whole of Representatives website (b) sublicensing or reselling any data you receive from R.E.G.A.R. Investment Management website; or (c) disassembling, decompiling, reverse engineering, modifying or otherwise altering any data provided to you without our prior written consent, such consent may be withheld at our sole discretion.

Trademarks and copyrights

The entire contents of the present websites, including but not limited to texts, designs, graphics, interfaces, or code and the selection and arrangement thereof (the "Content"), is our property, or that of other respective owners, and is protected by copyright laws. Reproduction, copying, publication, retransmission, communication or use in anyway of the Content is strictly forbidden without our prior written consent.

Linking

We want to provide increased value to you, our visitors. Therefore, we might offer you links to other sites on the Internet that are owned and operated by a third party. As these are third parties, and therefore not affiliated with us, we wish to notify you that we have no control over these linked sites, all of which have separate privacy and data collection practices independent of our own. Consequently, we cannot be held liable and we offer no guaranty whatsoever as to the accuracy, timeliness and completeness of the information contained on such websites.

Links on our websites do not imply that we sponsor, endorse or are affiliated or associated with, or had been legally authorized to use any trademark, trade name, service mark, design, logo, symbol or other copyrighted materials displayed on or accessible through such sites.

However, we request any feedback you may have concerning these external links which we have placed on our website by contacting R.E.G.A.R. Investment Management communication manager by email at [email protected] or by telephone at 1 888-929-7337, ext. 326.

Privacy

Information collected about you upon or related to use of our websites or of our interactive services are governed by the present Terms. Customer personal information is primarily required for the purposes of concluding customer service agreements. This information also helps us to better respond to their preferences and needs. We collect only the subscriber personal information that is strictly required for the purposes of providing our products and services. You can always choose not to provide us with your personal information. However, if you choose this option, it is possible that we can not provide you with the product, service or information you have requested. Unless you give your express consent or disclosure is required by the judicial authorities or by law, any personal information that R.E.G.A.R. Investment Management inc. holds about you may be disclosed to anyone except yourself. We do not sell or disclose any personal information on our subscribers to outside organizations, including our affiliated companies, other than R.E.G.A.R. Investment Management and R.E.G.A.R. Inc.

Disclaimer / Limitation of liability

Though we-within commercially feasible limits-strive to update and maintain the information contained in the present websites accurate, errors or omissions may occur. We make no warranty or representation, therefore, as to the accuracy or completeness of the Content of the present websites or interactive services, or as to that of the content of any other website or external site.

The present R.E.G.A.R. Investment Management website as well as the Content, information, services, and products listed or accessible via these, including without limitation, text, graphics, and links, are provided "as is" and without warranty of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose, non-infringement, freedom from computer virus, and warranties arising from course of dealing or course of performance. We do not represent or warrant that the functions contained in these websites or interactive services will remain in effect or free of errors, defects and faults. We do not make any warranties or representations regarding the use of the materials contained within the present websites or interactive services.

Applicable laws

This Terms of Use is governed by the applicable laws in the province of Quebec and any dispute is to be submitted to the competent Quebec Court in the province of Quebec. Should any provision of the present Terms of Use be found invalid by a court of competent jurisdiction, the incompatible provision will simply be dissociated from the rest of this Terms of Use, and the remainder remains in force.

If you suffer any prejudice whatsoever or disagree in any way with the conditions of this Terms of Use, your only recourse is to leave the website.

These Terms of Use and any and all other legal notices posted on the website constitute the entire Agreement between you and us with respect to the use of this website and its content.