Real investment management begins with personalized management of your assets. This way, you will not be swayed by emotions, neither yours nor those of other investors.
We are "value" managers, which means we make a distinction between the "price" and the "value" of stocks.
Sector value management
Our "value" approach to portfolio management using exchange-traded funds (ETFs) is unique and achieves real diversification by investing in entire sectors.
Dynamic asset allocation
Using active management, the manager can temporarily adjust the asset allocation of your portfolio in order to capitalize on opportunities offered by the market, thereby ensuring optimal performance. With this flexible approach, the manager can take advantage of the fact that certain asset classes perform better in certain economic situations. Every 15 minutes, a decision is made concerning your portfolio. It is due in part to these adjustments that our manager is able to generate a superior return, while respecting your risk profile.
Using volatility to generate returns
The inevitable periods of market volatility often cause stock prices to deviate considerably from their real value as determined by our fundamental analysis. Using a rigorous and disciplined approach, we have been capitalizing on these deviations since 1997.
No short-term forecasts
Very few people predicted the technology bubble or the bursting of that bubble in the early 2000s. No one foresaw the September 11, 2001 attacks. Not many predicted the run-up in real estate prices and the recent financial crisis. Our management approach works without having to make forecasts, so we avoid the risk of error or of making a wrong prediction. Our investment decisions are based solely on sector prices and values.
Managing "emotion" risk
Since our management model does not use any forecasting mechanism, we are able to react to opportunities presented by the market; we thus avoid being swayed by emotions or different opinions on the short-term direction of the financial markets.
Managing "bankruptcy" risk
For the "equity" portion, we only invest in exchange-traded funds (ETFs). These funds buy all the companies in a sector and trade like a stock. These securities substantially reduce the bankruptcy risk associated with individual stocks. In fact, this risk is almost nil, since a sector cannot go bankrupt.
Managing "liquidity" risk
The liquidity of the portfolios managed by R.E.G.A.R. Investment Management is excellent, considering the high volume of ETF trades.